You have concerns

We Have Solutions

Whether the concern is piece of mind, cost savings, or employee retention we can help. Because of our relationships with over 60 insurance providers, our teams specializes in multiple areas of coverage, and through our personal approach, we are able to design custom solutions to fit your unique needs.

We Stand By Our Commitment to You

Our Values

Business owners have complex insurance needs each created by differing drives and values. Having someone on your team who understands, and can provide unbiased solutions is important to the ongoing success of your business and personal goals.

Our approach is simple.

Patrick Kuster stands apart from the competition. Through our ongoing service and support to our clients, we maintain a long lasting relationship. Our flexibility as a broker allows us to stay on the top of the industry as we have access to numerous highly rated insurance companies across the nation. Lastly, we believe our alliances with reputable advisors such as accounts and attorneys help us provide the best solutions to our clients needs.

Unbiased answers means your best interest comes first.

Empowering you


We believe educating our clients to make informed decisions is the key to our mutual success.

Consumer-Directed Health Plans (HSA + HRA)

Most employers have not properly evaluated a high deductible health plan (such as an HSA eligible plan) in comparison to their traditional health plan. This is because most employers haven’t been given a proper explanation of plan benefits, most brokers do not propose the plans to employers, and a majority of brokers as well as […]

COBRA / State Continuation Extended To All Group Health Insurance Clients

With new benefit laws and changing compliance requirements, employers are left with the risk of fines, penalties, and litigation. As your benefits broker, Patrick M Kuster feels it is his duty to provide you with the services you need to seamlessly continue offering your employee benefits while reducing your administrative burdens. As a result of […]


We find pride in making you our priority

Contact Us

We pride ourselves in offering the highest level of service to our clients. Please feel free to use any of the following methods to contact us, however filling out the form below will ensure the fastest turn around time to any questions or concerns your may have.


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